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Insolvency law of Switzerland : ウィキペディア英語版
Insolvency law of Switzerland

The insolvency law of Switzerland is the law governing insolvency, foreclosure, bankruptcy and debt restructuring proceedings in Switzerland. It is principally codified in the ''Federal Statute on Debt Enforcement and Bankruptcy'' (; ; ) of 11 April 1889 (as amended) as well as in ancillary federal and cantonal laws.〔Hunziker/Pellascio, 3 et seq.〕
For historical reasons,〔See Amonn/Walther, 6, for a historical overview.〕 Swiss federal law only covers the enforcement of monetary debts payable in Swiss francs, while non-monetary obligations are enforced according to cantonal rules of procedure.〔Hunziker/Pellascio, 2.〕 These cantonal rules of procedure will in 2011 be replaced by Switzerland's first national Code of Civil Procedure (''Schweizerische Zivilprozessordnung, ZPO'').〔(Information by the Swiss Federal Dept. Of Justice And Police )〕
==Introductory proceedings==
Creditors may initiate debt enforcement proceedings (''Betreibungsverfahren / procédure de poursuite'') by filing a debt collection request (''Betreibungsbegehren / réquisition de poursuite'') against the debtor with the competent cantonal debt collection office (DCO; ''Betreibungsamt / office des poursuites'').〔Hunziker/Pellascio, 63 et seq.; SchKG art. 67 et seq.〕 That request does not require any proof of the validity of the creditor's claim.〔Hunziker/Pellascio, 71.〕 The DCO will then serve a summons for payment (''Zahlungsbefehl / commandement de payer'') on the debtor.〔Hunziker/Pellascio, 71 et seq.〕
If the debtor contests the creditor's claim, he may lodge a verbal or written objection (''Rechtsvorschlag / Opposition'') with the DCO within ten days of the receipt of the summons for payment.〔Hunziker/Pellascio, 74 et seq.〕 In that event, the creditor must procure a court order dismissing the objection (''Rechtsöffnung / mainlevée de l'opposition'') in order to proceed with the enforcement of his claim:〔Hunziker/Pellascio, 79 et seq.; SchKG art. 79 et seq.〕
* The creditor may do so by filing an ordinary lawsuit against the debtor for the payment of the sum at issue.〔Hunziker/Pellascio, 80 et seq.〕
* If the creditor is already in possession of a valid court verdict confirming the contested debt, he may petition the cantonal court at the location of the DCO for a definitive dismissal of the objection.〔Hunziker/Pellascio, 85 et seq.〕
* If he is in possession of a signed or notarised promise by the debtor to pay the sum at issue, he may petition the court for a provisional dismissal of the objection. The provisional dismissal becomes effective if the debtor does not initiate a lawsuit contesting the validity of the creditor's claim within twenty days.〔Hunziker/Pellascio, 91 et seq.〕
If the debtor does not file an objection, or after the objection has been validly dismissed by the courts, the creditor may request execution proceedings to be initiated.

抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)
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